Champaign Insurance Claim Attorneys
After an auto accident that causes damages or injuries, an insured driver should receive compensation for the covered accident costs. The amount of coverage depends largely on the kind of policy he or she has purchased. However, some insurance companies may fail to provide this coverage. If this has occurred, the policyholder often has the right to pursue a legal case against the insurer in what is known as an insurance bad faith claim.
For more information concerning your rights if an insurance company has failed you, contact the Champaign insurance claim attorneys of Spiros Law, P.C..
Causes of Bad Faith Claims
An insurance policy acts as a contract of service between the insurer and the insured. So long as policyholders keep up their end of the agreement by following policy rules and paying for the policy, the insurance company should provide coverage and payment when appropriate. The following cases of insurance company failure may result in a bad faith suit:
- Late or unreasonably delayed coverage payment
- Unreasonable denial of coverage
- Failure to pay for legal representation
- Failure to investigate
Insurance companies have a responsibility to provide the coverage they have promised to customers. If they fail to uphold this responsibility, legal action may be warranted.
If your insurer has abandoned you after an accident, you may be able to pursue legal action against the company. To learn more about bad faith lawsuits, contact the Champaign insurance claim lawyers of Spiros Law, P.C., today at (217) 328-2828.